Variable annuities
Freedom to help create financial security
You’re on a mission to help your clients live their best lives now and in retirement. Transamerica can help you tailor your clients’ retirement plans with a variable annuity that offers tax-deferred investment growth, optional living benefits, legacy protection, and the opportunity to create guaranteed income.
Benefits of a variable annuity
Flexible investment options
A wide range of investment options from well-known money managers means you can tailor client portfolios for a variety of retirement planning strategies. And your clients can change investment options without triggering a taxable event. Help your clients retire on their terms.
Growth potential
Your clients can take advantage of the opportunity for higher returns based on the performance of underlying investments. Earnings grow tax-deferred, offering the tax efficiency of sustained compound growth until assets are withdrawn.
Living benefits
Offer your clients enhanced customization with optional living benefit riders.* Whether they want to preserve wealth or create non-reducing guaranteed income for life.**
Financial strength
We strive to put our customers first, and this guiding principle is reflected in everything we do. Transamerica has maintained top ratings from A.M. Best, Moody’s, and S&P Global.
Transamerica variable annuities
Everyone deserves the freedom to plan their financial future with confidence. You can help deliver on that promise with our customizable variable annuities, offering a variety of investment choices and optional living benefits designed to suit most clients’ needs.
Transamerica B-share Variable Annuity
A 7-year surrender charge schedule and the ability to customize with optional riders.
Transamerica Principium IV℠ Variable Annuity
Offering a lower-cost, 5-year surrender-charge schedule.
Transamerica Axiom℠ III Variable Annuity
Available for exclusive distribution, offering a cost-effective 5-year surrender charge schedule.
Transamerica I-share II Variable Annuity
Built for today’s fee-based account needs.
Key product information
Transamerica offers a suite of variable annuities with flexible features to help your clients grow and protect their assets.
Investment-only strategy
A variable annuity with an investment-only strategy can help your clients save and invest in a tax-efficient manner, create retirement income, and address individual needs.
Explore other annuity solutions
Learn more about registered index-linked annuities and our advisor resources.
Important information
Your clients should consider a variable annuity’s investment objectives, risks, charges, and expenses carefully before investing. Go to transamerica.com for prospectuses containing this and other information. Encourage them to read it carefully.
Variable annuities are long-term, tax-deferred vehicles designed for retirement purposes and are subject to investment risk, including possible loss of principal.
Annuity fees and charges include mortality and expense risk fee and administrative charge, surrender charges, annual fee, and investment option management fee. Additional fees may apply to optional benefits selected, including living benefit riders.
All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company.
Withdrawals of taxable amounts are subject to ordinary income tax and may be subject to a 10% additional federal tax if withdrawals before age 59 1/2.
Transamerica Axiom III and Transamerica Principium IV are not available in New York.
The living benefits requires a percentage of all premiums be allocated the Stable Account and the remaining percentage to the Flexible and Select Investment Options. See Rate Sheet Prospectus Supplement.
All policies, riders, and forms may vary by state and may not be available in all states. ICC12 VA0513, NIC12 VA0513(FL), NIC12 VA0513(NY), ICC19 TPVA10IC-R1019, TPVA10FL-R1019, FPVA10NY-R1019