Annuity overview
Help clients prepare for the future with confidence
Transamerica has been helping people live their best lives for more than 120 years. Our robust selection of annuities sets us apart, with features designed to meet diverse needs, including investment growth potential, legacy protection, tax deferral, and guaranteed income, so your clients can enjoy retirement on their terms.
Registered index linked annuities (RILA)
Transamerica Structured Index Advantage® Annuity and Transamerica Structured Index Advantage® Annuity NY are designed to help make financial futures more predictable by offering growth potential and a level of investment protection at a low or no cost.
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Variable annuities
With a variable annuity, you can provide clients with an opportunity to benefit from tax-deferred market gains with access to 70+ investment options encompassing a range of investment strategies. You can also provide flexibility in retirement planning by offering options to generate guaranteed lifetime income or leave a legacy.
Living benefits
Our variable annuities include optional living benefits* designed to help your clients achieve specific goals, like protecting their principal and earnings against market losses or creating non-reducing guaranteed lifetime income.**
Flexible options to meet a variety of needs
Investment options
Our annuities offer a range of investment options from well-known money managers, providing you the flexibility to align strategies with your clients’ risk tolerance and goals and give them the confidence to stay invested regardless of market conditions.
Flexibility
Depending on their needs, you can customize a variable annuity for your clients with versatile strategies that guarantee lifetime income, help protect their investment from market downturns, secure their legacy for future generations, and more.
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Financial strength
We receive high marks from ratings agencies, year after year. Our legacy of financial strength means you and your clients can be confident we’ll be here every step of the way, helping them create the life they envision for themselves and their families.
Let us help you grow your business
Want to build your annuities business while strengthening client relationships? We’ve got you covered. Check out some of the helpful resources we offer below.
Important information
Before investing, your clients should consider an annuity’s investment objectives, risks, charges, and expenses. Go to the prospectuses containing this and other information. Encourage them to read it carefully.
Annuities are long-term, tax-deferred vehicles designed for retirement purposes and are not for everyone. They are subject to possible loss of principal and earnings due to market fluctuation, investment risks as a result of fees and charges under the policy including surrender charges, other transaction charges, and periodic charges.
All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company.
Withdrawals of taxable amounts are subject to ordinary income tax and may be subject to a 10% additional federal tax if withdrawn before age 59½.