Workplace wellness solutions
Improve employee satisfaction and productivity
Employees’ financial health can affect their productivity and potentially, how long they stay with their employer. Transamerica offers a full lineup of financial wellness solutions designed to help your clients cultivate a happier, healthier workforce.
Managing healthcare costs
Healthcare costs are a part of life for many employees. By offering a range of health-related savings and spending accounts as part of their benefits package, employers can help make these expenses more manageable while supporting employees’ physical and financial health.
Health savings account (HSA)
Triple tax-advantaged HSAs help employees set aside money to pay for current or future qualified healthcare costs. For some workers, an HSA can serve as an additional retirement savings account. Transamerica makes it easy for employers to offer both by integrating an HSA with their retirement plan.
Medical flexible spending account (FSA)
Funded with pretax dollars, a medical FSA can help employees cover out-of-pocket expenses for medical, dental, and vision care. Transamerica also offers a limited FSA for dental and vision care.
Health reimbursement arrangement (HRA)
An employer-funded health reimbursement arrangement can help employees pay for healthcare costs such as doctor visits, prescriptions, and dental and vision care.
Individual coverage health reimbursement account (ICHRA)
Primarily employer-funded, an ICHRA helps cover the cost of health insurance premiums and other eligible medical expenses.
Additional saving and spending accounts
We believe employee benefits should meet the diverse needs of a modern workforce, offering support for things like unforeseen emergencies, dependent care, and even gym memberships. Our savings and spending account solutions are designed to help people make the most of the stage of life they’re in.
Emergency accounts
Help employees save for unexpected expenses with our employee-funded emergency savings fund (optional employer funding) and employer-funded emergency spending account solutions.
Dependent care FSA
Funded with pretax dollars, a dependent care flexible spending account (FSA) can help pay for childcare, elder care, or care for a disabled dependent.
Lifestyle spending accounts
A lifestyle spending account (LSA) can help employees pay for gym memberships, financial planning services, and other lifestyle expenses.
Commuter benefits program
Funded by the employer or with employee pretax dollars, our commuter benefits program is an easy, convenient way for employees to pay for transit and parking expenses.
Student loan repayment solutions
Employers can help employees save for retirement while paying off their student loans. Our solutions include loan forgiveness and repayment plans, and employers can choose the options that work best for their workforce.
Paid time off (PTO) exchange
Employees can trade unused vacation time for other benefits such as retirement plan contributions, student loan payments, and emergencies.
Creating brighter retirement outcomes
In addition to financial wellness, Transamerica offers retirement plan solutions and employee benefits designed to help people live life to the fullest — now and in retirement.
Important information
Health savings products and services offered through Transamerica Health Savings Solutions, LLC.
Transamerica has negotiated preferred provider agreements with certain student loan vendors which have agreed to provide favorable pricing and service to Transamerica clients. Transamerica may receive compensation for implementation costs incurred by Transamerica from the vendor on business referred to the student loan benefit provider.