Prescience 2026
Insights from tomorrow
Forecasting the future of workplace benefits
’pre-sh(ē-)ən(t)s, ’pr ē,-s(ē-) ən(t)s: Foreknowledge of events; human anticipation of the course of events; foresight.
Transamerica Prescience 2026 is the seventh in a series of modified Delphi studies, which rely on the insights collected from a panel of industry experts. It is designed to help executives and the professionals who work with them develop retirement and other employee benefit programs based on expectations about future trends.
Strategies to build better outcomes
The final poll of Prescience 2026 revealed panelists' expectations for retirement plan investments, communications, and resource allocation. Key points included:
- 79% said the long-term benefits of stable value funds are more attractive than money market funds as a capital preservation alternative
- 38% said benefits are more important than extra pay for employees under 35 and over 56
Prescience 2026 reports
Financial wellness and retirement
Panelists’ opinions about the structure, impact, and future of financial wellness programs.
Small business benefits
Trends in financial well-being and retirement benefits for small employers and their employees.
American workforce dynamics
Changing workforce dynamics expected to impact employee engagement and benefits.
U.S. economic trends
Panelists share opinions about the economy, benefits, and makeup of the workforce.
Financial well-being
Demand for financial well-being benefits expected to grow, fueled by factors already present.
Prescience: A history of accuracy
Many results of Prescience 2019 were on point. For example, predictions included:
- A majority of plans would use automatic enrollment
- Tools that measure and communicate retirement readiness would be commonplace for participants and plan sponsors
- The predominant use of mobile apps by plan participants
- The science behind the research
Giving credit where it’s due
We are grateful to our panel of experts for participating in Prescience 2026 and sharing their highly valued insights.
Important information
Transamerica Prescience 2026 is a collection of thoughts and opinions expressed by members of the Prescience 2026 Council, and not necessarily those of Transamerica.
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