Prescience 2026
Insights from tomorrow
Forecasting the future of workplace benefits
’pre-sh(ē-)ən(t)s, ’pr ē,-s(ē-) ən(t)s: Foreknowledge of events; human anticipation of the course of events; foresight.
Transamerica Prescience 2026 is the seventh in a series of modified Delphi studies designed to help executives and the professionals who work with them develop employee benefit programs based on expectations about future trends. The study is being conducted through a series of polls.
The science behind the research
Prescience: A history of success
Results of Prescience 2019 were on point. For example, predictions included:
- A majority of plans would use automatic enrollment
- Tools that measure and communicate retirement readiness would be commonplace for participants and plan sponsors
- The predominant use of mobile apps by plan participants
Prescience 2026 reports
Prescience 2026 report #1: Financial well-being
The panel predicts growing demand for financial well-being benefits, fueled by factors already present in the workplace.
Prescience 2026 report #2: U.S. economic trends
Retirement, benefits, and finance experts predict the future of the economy, workforce, and benefits in this report.
Prescience 2026 report #3: American workforce dynamics
Panelists share their expectations for workforce dynamics and how they will impact employee benefits and engagement.
Prescience 2026 report #4: Small business benefits
The panel considers trends in financial well-being and retirement benefits relative to small (under 100 employees) employers.
Prescience 2026 report #5: Financial wellness and retirement
Panelists consider the future of financial wellness programs and their impact on retirement plan sponsors, participants, and others.
Prescience 2026 report #6: Strategies to build better outcomes
The Prescience panelists envision the future of retirement plan strategies and features to optimize participant outcomes, and finding ways to communicate them.
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Giving credit where it’s due
We are grateful to our panel of experts for participating in Prescience 2026 and sharing their highly valued insights.
Important information
Transamerica Prescience 2026 is a collection of thoughts and opinions expressed by members of the Prescience 2026 Council, and not necessarily those of Transamerica.
© 2025 Transamerica Corporation. All Rights Reserved. Displays or reproductions of any part of this material must include the following mention on every page: “Source: Transamerica Prescience 2026.” Submit request for display or reproduction to the contacts listed on page.