Final expense life insurance
Designed for clients from all walks of life
Final expense insurance can give your clients the freedom to manage end-of-life costs on their terms. It may be a fit for those with pre-existing conditions because it’s easier to qualify for than other types of whole life insurance, offering budget-friendly coverage with no medical exam.
Transamerica FE Express Solution
Provides level premium whole life insurance policies with face amounts from $5,000 to $50,000 and a guaranteed death benefit to help cover end-of-life expenses. Clients can add an optional benefit — at no additional — cost to help with funeral planning, legal documents, estate planning, and more.
Approval in just 10 minutes
A fast, easy approval process means your clients can avoid the hassle of medical exams, additional appointments, or invasive tests.
A broad range of benefits
A federal income tax-free death benefit that can be used to help cover debt, medical bills, and other needs. Policies remain active as long as premiums are paid.
Concierge Planning Rider℠
Expert, online assistance with legal documents, finding a funeral home, and storing personal information, all available at no additional premium cost.
Final Expense Solutions Portfolio
Guaranteed federal income tax-free death benefit and level premium whole life insurance from $1,000 to $50,000 may benefit clients of varying health levels and lifestyles. Benefits include no medical exam requirements and fast underwriting approval, along with optional riders* that may help with clients’ diverse needs.
Compare our insurance options
Find the final expense life insurance option that best fits a client’s needs.
Transamerica FE Express Solution
Our new solution offers permanent life insurance featuring a streamlined, fully integrated, all-digital experience with 100% instant decisions and electronic policy delivery in as fast as 10 minutes.
Application Format
Digital application (paper applications not available)
Policy Delivery
Digital policy as soon as 10 minutes
Issue Ages
18–85
Minimum Face Amount
$5,000
Maximum Face Amount
Ages 18–75: $50,000
Ages 76–85: $25,000
Riders
- Concierge Planning Rider
- Accelerated Death Benefit Rider
- Accelerated Death Benefit Rider with Nursing Home Benefit
Transamerica Final Expense Immediate Solution℠
Offers a straightforward policy for covering funeral costs and other end of life expenses, featuring a digital application with no medical exams.
Application Format
Digital or paper applications
Policy Delivery
Digitally enabled underwriting with real-time decisions (most cases). Some may be referred to an underwriter.
Issue Ages
0–85
Minimum Face Amount
$1,000
Maximum Face Amount
Ages 0–55: $50,000
Ages 66–75: $30,000
Ages 56–65: $40,000
Ages 76–85: $25,000
Riders
- Accelerated Death Benefit Rider
- Accelerated Death Benefit Rider with Nursing Home Benefit
- Children’s and Grandchildren’s Benefit Rider
- Accidental Death Benefit Rider
Peace of mind your clients can count on
An enduring legacy
Life insurance overview
Index universal life insurance
Important information
Insurance products and services are offered or issued by Transamerica Life Insurance Company, Cedar Rapids, IA; Transamerica Financial Life Insurance Company, Harrison, NY (licensed in New York); and Transamerica Casualty Insurance Company, Cedar Rapids, IA. Securities offered through Transamerica Investors Securities, LLC, Harrison, NY. Variable products and mutual funds are underwritten and distributed by Transamerica Capital, LLC, and/or distributed by Transamerica Investors Securities, LLC, each a broker-dealer and member of FINRA. Securities and investment advisory services offered by Transamerica Financial Advisors, LLC, a broker-dealer, member of FINRA, SIPC and a Registered Investment Adviser. Investment advisory services focused on the unique needs of individual retirees, retirement plans, and their participants offered by Transamerica Retirement Advisors, LLC, a Registered Investment Advisor. Health savings products and services offered through Transamerica Health Savings Solutions, LLC. References to Transamerica on this site apply to an individual company or collectively to these and other Transamerica companies. This site may not yet be approved by the Departments of Insurance in all states at the time of publication. Transamerica companies are part of the Aegon Group. Copyright 2011 - 2024 Transamerica Corporation, 6400 C Street SW, Cedar Rapids, IA 52499 — All Rights Reserved.