Investment-only strategy
The power of performance
With an investment-only variable annuity strategy from Transamerica, your clients get access to more than 70 investment options. They also have the ability to defer taxable income today and save more for the future in a tax-efficient way. What’s more, your clients have an unlimited opportunity to grow their investments tax-deferred.
The control and flexibility your clients need
Help your clients save and invest the way they want with an investment-only variable annuity. It offers access to diverse investment strategies, tax efficiencies, and the opportunity to seek higher equity exposure. Optional benefits mean it can be customized for most client needs.
Find the right fit
You can personalize a Transamerica investment-only variable annuity with a fee structure and surrender charge schedule that works best for your clients.
Transamerica B-Share Variable Annuity
A 7-year surrender charge schedule and the ability to customize with optional riders.
Transamerica Principium℠ IV Variable Annuity
Offering a lower-cost, 5-year surrender charge schedule.
Transamerica Axiom℠ III Variable Annuity
Available for exclusive distribution, offering a cost-effective 5-year surrender charge schedule.
Transamerica I-Share II Variable Annuity
Built for today’s fee-based account needs.
Customizable optional benefits
With our annuities, you can offer clients additional optional benefits, including a death benefit that may protect or enhance the amount your clients can invest for their heirs.* Our optional living benefits can be added anytime (for an extra fee).
*Death benefit must be elected at the time of purchase and cannot be changed.
Transamerica Income Edge℠ 1.2
Income for life and an opportunity to capitalize on up markets by investing in funds with high growth potential.
Transamerica Principal Optimizer℠
Protection for principal and earnings and the potential for uncapped investment growth.
Important information
Variable annuities are long-term, tax-deferred vehicles designed for retirement purposes and are subject to investment risk, including possible loss of principal.
Annuity fees and charges include mortality and expense risk fee and administrative charge, surrender charges, annual fee, and investment option management fee. Additional fees may apply to optional benefits selected, including living benefit riders.
Transamerica Axiom III and Transamerica Principium IV are not available in New York.
The living benefits require a percentage of all premiums be allocated the Stable Account and the remaining percentage to the Flexible and Select Investment Options. See Rate Sheet Prospectus Supplement.
All policies, benefits, and forms may vary by state, and may not be available in all states. ICC19 TRGL22IC-R0319(IS), ICC19 TRGL22IC-R0319(IJ), TRGL22FL-R0319(IS), TRGL22FL-R0319(IJ), FRGL22NY-R0319(IS), FRGL22NY-R0319(IJ), ICC12 VA0513, NIC12 VA0513(FL), NIC12 VA0513(NY), ICC19 TPVA10IC-R1019, TPVA10FL-R1019, FPVA10NY-R1019, ICC18 TRGL16IC-0318(IS), ICC18 TRGL16IC-0318(IJ), TRGL16FL-0318(IS), TRGL16FL-0318(IJ), FRGL16NY-0318(IS), FRGL16NY-0318(IJ).
Withdrawals of taxable amounts are subject to ordinary income tax and may be subject to a 10% additional federal tax if withdrawn before age 59½.
All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company.
Your clients should consider a variable annuity’s investment objectives, risks, charges, and expenses carefully before investing. Go to prospectuses containing this and other information. Encourage them to read it carefully.