Financial wellness solutions
Help workforces thrive
Financial hardship can take a toll on employees. Offering financial wellness benefits helps them make more confident decisions about managing their personal finances – such as medical expenses, student loan payments, and building an emergency fund – so they can focus on work while they’re at work. Let Transamerica show you how financial wellness benefits can help you cultivate a happier, more productive workforce.
Discover the impact of employee financial wellness
74%
68%
2x
Health and wellness benefits
Support employees’ physical and financial health with employee benefits that allow them to pay for current and future medical expenses. Employees can get the care they need while helping to protect their future savings.
Health savings account (HSA)
HSAs are employee-owned accounts that offer triple tax savings. Offering an HSA with a retirement savings account and supplemental health insurance lets employees pay for medical expenses today and preserve savings for the future.
Flexible spending account (FSA)
FSAs let employees set aside pre-tax funds to pay for future health or dependent care expenses.
Health reimbursement arrangement (HRA)
HRAs help cover out-of-pocket expenses for eligible medical, dental, and vision care and prescriptions.
24/7 Telehealth
Telehealth is a convenient way for employees to talk to a licensed doctor by phone or video, 24/7. Transamerica's HealthiestYou® puts employees in charge of their health and well-being.
Cancer management
Transamerica’s John Hopkins Work Stride™ is a cancer management program that provides personalized support and access to a John Hopkins oncology nurse navigator.
Physician referral
Physician matching services can make it easier for employees who need specialized care to find the best physician for their situation.
Prescription drug discount card
The prescription drug discount card offers savings of up to 75% at more than 56,000 pharmacies, plus discounts on prescription eyeglasses, hearing aids, and diabetic supplies.
Lifestyle benefits
Our lifestyle financial wellness offerings help employees achieve their goals by providing support for their personal financial situations.
Lifestyle spending account (LSA)
An LSA covers expenses outside of traditional health and wellness benefits, such as financial classes, gym memberships, and non-medical counseling services.
Commuter benefits program
The Commuter Benefits Program helps save employees money by covering transit and parking expenses related to work.
Student loan solutions
Invest in employees’ future with student loan repayment support and financial education to help them make informed decisions on student loan consolidation and refinancing.
Emergency savings fund
Requiring minimal employer administration, an emergency fund helps employees prepare for life's surprise expenses, including home and auto repairs, unexpected life changes, and pet health emergencies.
PTO exchange
PTO Exchange lets employees use their unused PTO for things like additional retirement plan contributions, student loan repayment, or travel costs.
We’re here to help
Want a happier, more productive workforce? See how Transamerica can help you achieve your goals with employee financial wellness benefits.
Important information
Insurance products underwritten by Transamerica Life Insurance Company (TLIC), Cedar Rapids, IA or Transamerica Financial Life Insurance Company (TFLIC), Harrison, NY. TFLIC is licensed to conduct business in New York. TLIC is authorized to conduct business in all other states.
All products are not available in all states.