Retirement plan investment solutions

Securities offered through Transamerica Investors Securities Corporation (TISC), member FINRA, 440 Mamaroneck Avenue, Harrison, NY 10528.

The Transamerica RetireOnTrack with American Funds Target Date Series ("TDF Series") invests a portion of its assets in a Transamerica Life Insurance Company (TLIC) general account stable value product. The level of allocation to the TLIC stable value product within the TDF Series will increase with each glidepath date through the expected retirement age. Transamerica earns income indirectly by including this general account stable value product within the TDF Series. The Funds may also invest in certain funds advised by Transamerica Asset Management and distributed by Transamerica Capital, Inc., a member of FINRA. 1801 California St. Suite 5200, Denver, CO 80202.

The Transamerica LifeGoal with BlackRock Target Date Series ("TDF Series") invests a portion of its assets in a Transamerica Life Insurance Company (TLIC) general account stable value product. The level of allocation to the TLIC stable value product within the TDF Series will increase with each glidepath date through the expected retirement age. Transamerica earns income indirectly by including this general account stable value product within the TDF Series. The Funds may also invest in certain funds advised by Transamerica Asset Management and distributed by Transamerica Capital, Inc., a member of FINRA. 1801 California St. Suite 5200, Denver, CO 80202.

The Transamerica FutureFocus with American Century Target Date Series ("TDF Series") invests a portion of its assets in a Transamerica Life Insurance Company (TLIC) general account stable value product. The level of allocation to the TLIC stable value product within the TDF Series will increase with each glidepath date through the expected retirement age. Transamerica earns income indirectly by including this general account stable value product within the TDF Series. The Funds may also invest in certain funds advised by Transamerica Asset Management and distributed by Transamerica Capital, Inc., a member of FINRA. 1801 California St. Suite 5200, Denver, CO 80202.

The Transamerica stable value option is a group variable annuity contract offered through Transamerica Life Insurance Company, 6400 C Street SW, Cedar Rapids, IA 52499, which provides the guarantee of principal and interest, and is supported by TLIC’s general account. Guarantees are based on the claims-paying ability of the issuing insurance company. All Transamerica companies identified are affiliated, but are not affiliated with any other organization referenced. 

The target date funds are offered through the Transamerica Retirement Solutions Collective Trust, for which Transamerica Trust Company (TTC) is the Trustee. Because the investment options available under a collective trust are exempt from SEC registration, a prospectus is not available with respect to such investment options. However, a Disclosure Statement is available for the funds. The current Disclosure Statement contains additional information that should be carefully considered before choosing a fund, including information about each fund’s investment objective, strategies, expenses, performance and risks. The Funds are not insured by the FDIC, Federal Reserve Bank, nor guaranteed by TTC or any affiliate.

Transamerica’s Advice Services includes Managed Advice^® and Advisor Managed Advice℠. The Managed Advice^® service is available within an employer-sponsored plan or an IRA and is offered through Transamerica Retirement Advisors, LLC (“TRA”), an SEC-registered investment advisor. In a retirement plan, the investment options used in Managed Advice^® are selected by your plan sponsor/plan fiduciary. In an IRA, the investment options used in Managed Advice^® have been selected by an independent, third-party registered investment advisor, who acts as a fiduciary for lineup selection. The Advisor Managed Advice℠ service is offered through your retirement plan’s third-party registered investment advisor and TRA, and investment options are selected by your plan sponsor/plan fiduciary. TRA does not select or endorse any of the investment options available in a plan or in an IRA. Investment options may include Transamerica proprietary investment funds or stable value products offered by Transamerica affiliates. Transamerica Retirement Solutions and TRA are affiliated companies. Morningstar Investment Management, LLC^®, a wholly owned subsidiary of Morningstar Inc., is an SEC-registered investment advisor that serves as an independent financial expert and provides the underlying investment advice and portfolio management methodology for Advice Services. Neither Morningstar nor your plan’s third-party registered investment adviser (as applicable) is affiliated with any Transamerica companies. Please see the Advice Services agreement as applicable for more information on the terms and conditions that apply as well as the information provided to you in Form ADV Part 2A. Investment return and principal value will fluctuate with market conditions and you may lose money. 

Important: The projections or other information generated by the engine regarding the likelihood of various investment outcomes are hypothetical, do not reflect actual investment results, and are not guarantees of future results. Results derived from the tool may vary with each use and over time.

Collective investment trusts (CITs) are not insured by the FDIC, the Federal Reserve Bank, or any other government agency and are not registered with the Securities and Exchange Commission. Since the investment options available under a collective trust are exempt from SEC registration, a prospectus is not available with respect to such investment options.

Diversification does not assure a profit or protect against market loss.