Transamerica Financial Choice IUL II
Leading the way
The refreshed Transamerica Financial Choice IUL℠ II (FCIUL II) is here to help your clients arrive at their ideal destination with more competitive income solves, faster access to cash values, and a new uncapped index account for additional growth opportunities.
Available in all states and jurisdictions except California and New York.
FCIUL II is index universal life insurance designed for clients seeking to maximize policy funding to accumulate cash value with the opportunity for tax-free supplemental income. It may be ideal for affluent clients, high net worth foreign nationals, and small-businessowners.
Want to know if FCIUL II is available in your state? See our State Availability Guide for the latest status.
FCIUL II designed for affluent clients seeking choice and flexibility through tax-free supplemental income. It offers life insurance protection and a variety of index options and policy features to help maximize accumulation potential and make it easy to access cash value.
FCIUL II toolkit
Product details
Want the rest of the story? Check out our detailed agent and consumer guides for all things FCIUL II.
Comparing FCIUL II & FFIUL II
Two IULs — countless possibilities. Use this chart to help determine which is best for your clients.
IUL Illustrator
The Transamerica Life Illustrator provides sleek, streamlined reports that are informative, easy to understand, and highly customizable so you can tailor illustrations to meet individual client needs.
- Best-in-class, client-friendly illustration reports
- Optional, customized reports and functionality
- Sell more efficiently
Additional resources
Transamerica is proud to offer an industry-leading foreign nationals program.
Talk to your clients about the possible tax benefits of cash value life insurance.
Transamerica is staying ahead of the proposed regulation curve.
Protection — and so much more — for individuals and businesses
Individual planning with life insurance
Cash value life insurance provides so many ways to help your clients and prospects live their best lives, including strategies for personal accumulation, Roth IRAs, and high net worth foreign nationals.
Business planning using life insurance
Show your clients and prospects the many ways life insurance can protect their small business, including an executive bonus strategy.
FCIUL Guides
FCIUL II is not available in California and New York at this time. FCIUL is available in those states; please access the agent and consumer guides for more information.
Transamerica is built to keep promises for generations to come.
Learn more and request an illustration
Call your dedicated Transamerica sales desk
Important information
The S&P 500® Index is a product of S&P Dow Jones Indices LLC (“SPDJI”), and has been licensed for use by the company. Standard & Poor’s®, S&P®, and S&P 500® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by the company. This policy is not sponsored, endorsed, sold, or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of purchasing such policy, nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index.