NEW DAY, BETTER WAY
An Easier Experience
To help financial professionals like you find new customers, Transamerica is enhancing our product offerings and introducing new ways to do business. We’ve also changed our approach to meet your needs in a more consumer- and technology-focused future. It’s all designed to make it easier for you to help provide clients the true power and security of life insurance.
Watch this page for regular updates on how we’re working to help make your job easier. Please check back frequently.
This page was last updated in July of 2024.
Latest Enhancements
Effective October 12, 2024: Introducing Transamerica Financial Foundation® IUL II and Transamerica Financial ChoiceSM IUL II Our next generation of IULs are here. Available in all states and jurisdictions except (California, New York, South Carolina and Guam).
Learn about FFIUL II
Learn about FCIUL II
Effective October 12, 2024: iGO® e-App now available for Florida and South Dakota* experience has been enhanced, reducing the number of touches between you and the client after the application has been submitted thanks to more responsive questions upfront.
* Available in all states excluding CA, NY, and SC
Effective October 12, 2024: Auto-generated illustrations going away. Transamerica will no longer mail a system generated, generic IUL illustration with the policy packet. A customized illustration will be required to issue a policy. Learn about our Life Illustrator tool and protect your clients faster.
TAN Central
Agent Central
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Effective September 17, 2024: Introducing Transamerica FE Express SolutionSM — This game-changing final expense solution combines whole life final expense insurance with an optional funeral concierge service at no additional cost, all delivered on a digital platform with policy delivery within 10 minutes or less in most cases.
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iGO® e-App* experience has been enhanced, reducing the number of touches between you and the client after the application has been submitted thanks to more responsive questions upfront. Some policies have had cycle times reduced by eight to 14 days.
* Available in all states excluding CA, FL, NY, SC, and SD.
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Effective April 26, 2024, myTransWareSM will be decommissioned and any saved quotes or illustrations will no longer be accessible or available after that date. To continue providing your clients sleek, streamlined illustrations and quotes that are easy to understand and customizable to individual needs, use Transamerica Life Illustrator. It offers a personalized experience that goes above and beyond.
World Financial Group
Transamerica Agency Network
Brokerage
Effective March 21, 2024, AG49 Max Illustrated Rates: Transamerica Financial Choice IUL℠ (FCIUL) maximum illustration rates will change for Fidelity Small-Mid Multifactor Index℠ Account new business sales and in force illustrations. Rates will remain the same for Transamerica Financial Foundation IUL® (FFIUL) and TFLIC Financial Foundation IUL® new business and in force illustrations.
Effective December 16, 2023, IUL Cap Rate Updates: Transamerica is committed to carefully managing our suite of index universal life (IUL) products to remain a strong carrier in the marketplace. To honor that commitment and best serve our clients and agents, we are updating our IUL Cap Rates.
World Financial Group
Transamerica Agency Network
Brokerage
Effective November 3, 2023, Extended Early Term Conversion: Grow your term business today and IUL business tomorrow with enhanced early term conversion benefits for Trendsetter® Super and Trendsetter® LB. This applies to new and in force term policies sold after May 6, 2017.
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Effective October 16, 2023, Transamerica Policy Info Available on NIC: As part of our commitment to making it easier to do business with Transamerica, we now offer in force policy data on NIC so agents can easily access and manage their life insurance book of business with NIC's multi-carrier data feed.
Explore NIC
Effective September 28, 2023, Transamerica Life Illustrator now provides quotes for our Trendsetter® Super and Trendsetter® LB term products. In addition, Life Illustrator offers fully redesigned living benefit supplemental reports for Chronic, Critical, and Terminal Accelerated Death Benefit Riders on our term and IUL portfolios.
Explore Our Term Solutions
Effective September 1, 2023, Our IUL enhancements are now available in South Carolina. For more information click on the link below.
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Effective August 17, 2023, Agents appointed in California and the District of Columbia can give their clients tax-advantaged choice and flexibility with Transamerica Financial Choice IULSM.
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Effective June 30 2023, The all-new Transamerica Life Illustrator provides sleek, streamlined reports that are informative, easy to understand, and highly customizable so you can tailor illustrations to meet individual client needs.
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Effective June 17 2023, Our IUL portfolio has a higher maximum benefit available for Critical Illness Accelerated Death Benefit Rider (ADBR) for Transamerica Financial Foundation® (FFIUL) and Transamerica Financial Choice IULSM (FCIUL). In addition, our FFIUL provides faster early year accumulation potential through updated per unit charges (PUC) and surrender charges.
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Effective June 3, 2023, Transamerica has launched Transamerica Financial Choice IULSM (FCIUL) in six new states — Louisiana, Montana, New Mexico, North Carolina, Utah, and Washington.
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Effective April 15, 2023, Our streamlined underwriting for final expense is now available in California! Get started today.
Take Me There
Effective March 25, 2023, for California: Transamerica Final Expense Solutions Portfolio will have a new enhanced selling experience. Agents will now benefit from real-time underwriting decisioning, a new, streamlined digital application, and policy eDelivery.
Learn More Today
Effective February 25, 2023, Transamerica has launched Transamerica Financial Choice IULSM (FCIUL) in four states, including Florida, Illinois, Maryland, and Mississippi, as well as in Guam and Puerto Rico.
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Effective January 4, 2023, Transamerica has added to its IUL product lineup. The Transamerica Financial Choice IULSM (FCIUL) is built to provide life insurance protection while maximizing cash value accumulation potential. FCIUL offers a variety of index options and policy features to help fuel possibilities — faster.
Learn More Today
Life insurance products are issued by Transamerica Life Insurance Company, Cedar Rapids, IA, or Transamerica Financial Life Insurance Company, Harrison, NY. Transamerica Financial Life Insurance Company is authorized to conduct business in New York. Transamerica Life Insurance Company is authorized to conduct business in all other states. All products may not be available in all jurisdictions.
For Agent Use Only. Not for Use With the Public.