Individual Planning With Life Insurance
Your best life possible
Life insurance is more than just a death benefit. It can be a powerful financial tool to help you live your full potential and meet needs as they evolve — cash value accumulation, supplemental retirement income, college planning, and more. Some of its many benefits may surprise you.
So many possibilities
Learn more about the ways index universal life insurance can help you plan your future, your way.
Knowledge is power
To help demonstrate the many ways life insurance can benefit you along your financial journey, we've prepared a comprehensive guide.
What can your policy do?
Cash value life insurance has many applications to help you live your best life.
Roth IRA alternative
Already contributing the maximum to your qualified retirement plan? No problem. Permanent life insurance may be used to help supplement your retirement income.
Personal accumulation
Cash value life insurance can provide flexible access to the funds you need to reach your financial goals.
College planning
Paying for college for a loved one is expensive, but if you have a life insurance need, a permanent life insurance policy can be an effective 529 plan supplement.
Foreign nationals
If you're a foreign national, you may face a number of estate planning challenges. If you happen to be looking for cash value life insurance, this strategy may help you overcome those obstacles.
Advanced Markets
The Advanced Markets Group is your go-to resource for business, estate, and tax planning guidance from experienced industry professionals.
Additional resources
Index Universal Life Insurance
Offers death benefit protection and the potential for tax-advantaged cash value accumulation.
High Net Worth Foreign Nationals
Transamerica is proud to offer an industry-leading foreign nationals program. Check out all the details.
The Tax Benefits of Cash Value Life Insurance
Life insurance policies with cash value include a federal income tax-free death benefit, built-in flexibility, and several tax advantages.