Designed for clients from all walks of life

Final expense insurance can give your clients the freedom to manage end-of-life costs on their terms. It may be a fit for those with pre-existing conditions because it’s easier to qualify for than other types of whole life insurance, offering budget-friendly coverage with no medical exam.

Transamerica FE Express Solution

Provides level premium whole life insurance policies with face amounts from $5,000 to $50,000 and a guaranteed death benefit to help cover end-of-life expenses. Clients can add an optional benefit — at no additional — cost to help with funeral planning, legal documents, estate planning, and more.

Approval in just 10 minutes

A fast, easy approval process means your clients can avoid the hassle of medical exams, additional appointments, or invasive tests. 

A broad range of benefits

A federal income tax-free death benefit that can be used to help cover debt, medical bills, and other needs. Policies remain active as long as premiums are paid.

Concierge Planning Rider

Expert, online assistance with legal documents, finding a funeral home, and storing personal information, all available at no additional premium cost.

Final Expense Solutions Portfolio

Guaranteed federal income tax-free death benefit and level premium whole life insurance from $1,000 to $50,000 may benefit clients of varying health levels and lifestyles. Benefits include no medical exam requirements and fast underwriting approval, along with optional riders* that may help with clients’ diverse needs.

Compare our insurance options

Find the final expense life insurance option that best fits a client’s needs.

Transamerica FE Express Solution

Our new solution offers permanent life insurance featuring a streamlined, fully integrated, all-digital experience with 100% instant decisions and electronic policy delivery in as fast as 10 minutes.

Policy number
ICC23 TPWL14IC-0123

Application format
Digital application (paper applications not available)

Policy delivery
Digital policy as soon as 10 minutes

Issue ages
18–85

Minimum face amount
$5,000

Maximum face amount
Ages 18–75: $50,000

Ages 76–85: $25,000

Riders

  • Concierge Planning Rider
  • Accelerated Death Benefit Rider
  • Accelerated Death Benefit Rider with Nursing Home Benefit

Transamerica Final Expense Immediate Solution

Offers a straightforward policy for covering funeral costs and other end of life expenses, featuring a digital application with no medical exams.

Policy number
ICC23 TPWL15IC-0123

Application format
Digital or paper applications

Policy delivery
Digitally enabled underwriting with real-time decisions (most cases). Some may be referred to an underwriter.

Issue ages
0–85

Minimum face amount
$1,000

Maximum face amount
Ages 0–55: $50,000

Ages 66–75: $30,000

Ages 56–65: $40,000

Ages 76–85: $25,000

Riders

  • Accelerated Death Benefit Rider
  • Accelerated Death Benefit Rider with Nursing Home Benefit
  • Children’s and Grandchildren’s Benefit Rider
  • Accidental Death Benefit Rider

Peace of mind your clients can count on

An enduring legacy

Life insurance overview

Index universal life insurance