Flexibility plus the power of potential

Transamerica Financial Foundation IUL® (FFIUL) is a flexible premium adjustable life insurance policy that offers global index account options and a variety of popular living benefits such as Long Term Care, Critical, and Chronic Accelerated Death Benefit Riders. FFIUL also offers benefits like a:

  • Tax-free* death benefit
  • Tax-free loans and withdrawals, tax-deferred earnings, and tax-free transfers between account options*
  • Cash value accumulation potential with basic interest account and index account options
  • Guaranteed minimum interest rate or “floor” brings safety through guarantees**
     

Watch the video

What makes FFIUL so popular with agents and clients year after year? See for yourself.

Product Toolkit

FFIUL Agent Guide

Discover everything you need to know about selling FFIUL to your clients. 

FFIUL Consumer Brochure

Download and share this brochure with your clients to show the value of FFIUL.

 

FFIUL Living Benefit Rider Guide

Explore FFIUL’s flexibility with our living benefits to help customize a policy to a client’s needs.

LTC Consumer Brochure

Help clients understand the added sense of reassurance that comes with an LTC Rider on their FFIUL policy.

FFIUL Enhancement Resources

See how we’re keeping FFIUL at the front of the pack by making a good thing even better. 

Competitive Advantage 

See how our enhancements deliver a more competitive product for your clients.

FFIUL Enhancement FAQ

Got questions on our recent FFIUL enhancements? We've got you covered. Download our FAQ document.

Life Illustrator Training

Face Amount Solve

  • 35 year old male, Preferred Elite with $500 a month premium through age 65
  • Increasing death benefit till age 65
  • This will not show illustrations for income

Premium Solve

  • 35 year old male, Preferred Elite with $500,000 Face amount
  • Increasing death benefit till age 65
  • This will not show illustrations for income

Desired Face Amount and Premium Solve

  • 35 year old female, Preferred Elite
  • 500,000 face amount with a $500 a month budget
  • Explanation of the Personal Accumulation Strategy
  • Split Index options 50/50
  • This will not show illustration for income

Sales Strategies

Learn more and request an illustration

Call your dedicated Transamerica sales desk

Life Illustrator Training

Face Amount Solve

  • 35 year old male, Preferred Elite with $500 a month premium through age 65
  • Increasing death benefit till age 65
  • This will not show illustrations for income

Premium Solve

  • 35 year old male, Preferred Elite with $500,000 Face amount
  • Increasing death benefit till age 65
  • This will not show illustrations for income

Desired Face Amount and Premium Solve

  • 35 year old female, Preferred Elite
  • 500,000 face amount with a $500 a month budget
  • Explanation of the Personal Accumulation Strategy
  • Split Index options 50/50
  • This will not show illustration for income

IMPORTANT INFORMATION

Life insurance products are issued by Transamerica Life Insurance Company, Cedar Rapids, IA. or Transamerica Financial Life Insurance Company, Harrison, NY.  Transamerica Financial Life Insurance Company is authorized to conduct business in New York. Transamerica Life Insurance Company is authorized to conduct business in all other jurisdictions.  Not all products are available in all jurisdictions.