One to Grow On

Today's investors want the potential to capture investment growth and protection against downward market movements. But low-risk strategies like deposit accounts have offered historically low yields for a decade, leaving few options outside of equity markets. Annuities can help. They are long-term solutions designed for investing and retirement, and their many options and benefits can make them an important part of any financial strategy.

Structured Annuities

Also known as registered index-linked annuities (RILAs), structured annuities offer investors balance, control, and flexibility to help make their financial future more predictable.

  • Upside potential
  • Downside protection
  • Pay less
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Variable Annuities

Variable annuities are long-term, tax-deferred vehicles designed for retirement purposes and are subject to investment risk, including possible loss of principal. Variable annuities also offer greater opportunity to share in potential market gains along with these four main features:

  • Wide selection of investment options
  • Tax-deferred earnings accumulation
  • Guaranteed death benefit options
  • Guaranteed lifetime payout options
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Variable Annuities with Living Benefits

Guaranteed income products like variable annuities can help take some of the guesswork out of saving for retirement. Including an optional living benefit, available for an additional fee, may help make your financial strategy better in several ways. Our living benefits are designed to help add protection, growth potential, and flexibility, among their many benefits.

Protection

Protection offers the confidence that comes with helping to protect investments from market downturns, or the comfort that comes from safeguarding retirement income. We have options designed to meet a variety of needs.

Growth Potential

Investment growth potential is uncapped, and investors can take advantage of opportunities to lock in investment gains and grow their retirement income.

Flexibility

Choose from over 70 diverse investment options from well-known money managers to create a portfolio designed to meet unique needs. Investment options may vary by product.

69%

Annuity owners are more confident

Sixty-nine percent of those who own an annuity agree they won’t outlive their savings by age 90 compared to 44% for those who don’t own an annuity.*

You should consider an annuity’s investment objectives, risks, charges, and expenses carefully before investing. Go to transamerica.com for prospectuses containing this and other information. Read it carefully.

IMPORTANT INFORMATION

All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company.

Transamerica variable annuities’ range of fees and charges include 0.20%–1.50% M&E&A, 0%–8% surrender charges, current $35 and maximum $50 annual service charge, and investment option management fees. A fund facilitation fee of up to 0.60% annually may apply for certain investment options.