Final Expense Life Insurance
An answer for unexpected expenses
We look at life as if the best is yet to come, but it’s still wise for people to plan ahead for final expenses so their loved ones can rest easily. They can use fast and easy options to help protect their families from unexpected financial burdens associated with final expenses.
Transamerica’s Final Expense Solutions Portfolio provides level premium whole life insurance policies with face amounts from $1,000 to $50,000 and a guaranteed death benefit.*
See how this solution works for our customers
Transamerica’s Final Expense Solutions Portfolio is a straightforward strategy for covering burial expenses at the end of life.
A better strategy for all
With Transamerica’s Final Expense Solutions Portfolio, customers get quality, hassle-free protection from a highly rated carrier, and agents get a smart and simple business process.
Accuracy
Simplified digital applications help make submissions easier and more accurate.
Speed to issue
No medical exams or labs, real-time underwriting decisions, and fast case placement
Convenience
With policy eDelivery, customers quickly get the protection they need delivered right to their inbox, and the agent benefits from quick placement and the ability to track new business along the way.
Modern Tools of the Trade for Agents
Electronic Application
The iGO® e-App makes applying for life insurance easy. With intuitive fields that reflect how agent-client meetings proceed, the e-App helps ensure every submitted application is in good order, reducing cycle time and case requirements, as well as offering access to the benefits of automated underwriting.
Real-Time Decisions
Experience a straightforward, digitally enabled underwriting approach with minimal health questions. Plus, the electronic application offers the potential to receive final decisions within minutes of your submission. Add in the convenience of policy eDelivery and you get a fast, easy solution for you and your clients.
Cost-Effective Coverage
With just a couple of inputs, quote coverage that fits any budget. Available without logging in and accessible on your mobile device or desktop.
Find an Agent
With offices from coast to coast, our friendly agents are here to help.
Built to Help Keep Promises for Generations to Come
This is life insurance. This life insurance does not specifically cover funeral goods or services, and may not cover the entire cost of your funeral at the time of your death. The beneficiary of this life insurance may use the proceeds of this life insurance for any purpose, unless otherwise directed.
The face amount of this life insurance is not guaranteed to increase at the same rate as the costs of a funeral increase.
Transamerica Financial Life Insurance Company is authorized to conduct business in New York. Transamerica Life Insurance Company is authorized to conduct business in all other states.
Immediate Solution 121 , 10 Pay Solution and the Easy Solution are whole life insurance policies issued by Transamerica Financial Life Insurance Company, Harrison, NY 10528 in New York or by Transamerica Life Insurance Company, Cedar Rapids, IA 52499 in all other jurisdictions. Policy form and number may vary, and this product and riders may not be available in all jurisdictions. Insurance eligibility and premiums are subject to underwriting.
In most states, in the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid.