Final Expense Life Insurance
What is final expense insurance?
Sometimes referred to as “burial insurance” or “funeral insurance,” final expense insurance is a type of whole life insurance available in smaller face amounts that's intended to help ease the financial burden of end-of-life costs. Typically, final expense life insurance is designed to be easier to qualify for than other types of life insurance, with premiums to fit most any budget. A medical exam is not required for simplified issue coverage like final expense, which may make it a good option for those with pre-existing conditions who aren't able to qualify for other types of life insurance.
Transamerica FE Express Solution
Transamerica FE Express SolutionSM provides level premium whole life insurance policies with face amounts from $5,000 to $50,000 and a guaranteed death benefit to help cover end-of-life expenses. But it’s more than just simple burial insurance. You get budget-friendly coverage with no medical exam. Plus, you can add an optional benefit — at no additional premium cost — that can help you with funeral planning, legal documents, estate planning, and more.
Transamerica FE Express Solution is designed to be a smart, quick, and easy way to help you protect loved ones, so everyone can focus on living their best lives.
Get covered in 10 minutes
Avoid the hassle of medical exams, additional appointments, or invasive tests.
Focus on what matters most
You get an array of benefits beyond the peace of mind of knowing you've planned for funeral costs, including:
- A policy that won't cancel as long as you pay your premiums
- A tax-free death benefit
- The flexibility to use that death benefit on a loved one's debt, medical bills, or other needs
- Digital tools to easily manage your policy online
Concierge Planning RiderSM
Take advantage of the policy's funeral planning resources from Everest Funeral Concierge,* available at no additional premium cost, including:
- Expert, online assistance with legal documents so you can put your wishes in writing
- Help selecting a funeral home based on what you want
- The secure storage of personal information
Final Expense Solutions Portfolio
Guaranteed death benefit and level premium whole life insurance from $1,000 to $50,000 for people of varying health levels and lifestyles. You get:
- Easy-to-obtain coverage requiring no medical exam and underwriting approval in as soon as a day
- A safe, predictable tax-free death benefit designed to last a lifetime, and premiums guaranteed to never increase
- Flexible protection with customizable riders that can help you protect other family members or access policy benefits for qualifying events
Compare our burial insurance options
Find the final expense life insurance option that best fits your needs.
TRANSAMERICA FE EXPRESS SOLUTION
Our new solution offers permanent life insurance featuring a streamlined, fully integrated, all-digital experience with 100% instant decisions and electronic policy delivery in as fast as 10 minutes.
Application Format
Digital application (paper applications not available)
Policy Delivery
Digital policy as soon as 10 minutes
Issue Ages
18–85
Minimum Face Amount
$5,000
Maximum Face Amount
Ages 18–75: $50,000
Ages 76–85: $25,000
Riders
- Concierge Planning Rider
- Accelerated Death Benefit Rider
Accelerated Death Benefit Rider with Nursing Home Benefit
TRANSAMERICA FINAL EXPENSE IMMEDIATE SOLUTIONSM
Offers a straightforward policy for covering funeral costs and other end of life expenses, featuring a digital application with no medical exams.
Application Format
Digital or paper applications
Policy Delivery
Digitally enabled underwriting with real-time decisions (most cases). Some may be referred to an underwriter.
Issue Ages
0–85
Minimum Face Amount
$1,000
Maximum Face Amount
Ages 0–55: $50,000 Ages 66–75: $30,000
Ages 56–65: $40,000 Ages 76–85: $25,000
Riders
- Accelerated Death Benefit Rider
- Accelerated Death Benefit Rider with Nursing Home Benefit
- Children’s and Grandchildren’s Benefit Rider
- Accidental Death Benefit Rider
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