Variable Annuities
Feel Good About Your Financial Future
An important part of a complete financial strategy, a variable annuity offers tax-deferred investment growth, legacy protection, and the opportunity to create guaranteed income. More importantly, with access to a wide range of professionally managed investment options, including bond and stock options, variable annuities let you tailor your retirement planning and investments to meet unique needs.
The Benefits of a Variable Annuity
Transamerica has a variety of variable annuities with different surrender schedules, and access to well-known money managers. You’ll get benefits like flexibility and the potential for growth, all backed by a highly rated insurance company. Learn more in our variable annuity video.
Flexibility
Many paths to your financial future.
We’re passionate about helping people live well now and in the future, just as we were more than 100 years ago. Our long tradition of providing innovative solutions continues today with a robust selection of variable annuities featuring a variety of features and schedules.
Growth Potential
Strategies and investments as unique as you.
Putting the investor first is more than just our Investor First℠ process.* It’s our pledge to provide opportunities geared toward helping you grow your investments so you can feel confident about your financial future.
Financial Strength
Strength in numbers.
Transamerica Life Insurance Company has received high ratings from the industry’s most respected independent rating services — A.M. Best Company, Moody’s Investors Service, and S&P Global Rating Services. As a measure of our financial strength, these ratings are a direct reflection of the care with which we manage our business.
Types of Variable Annuities
Explore our variable annuities and the features and schedules available.
Transamerica B-Share Variable Annuity
A 7-year surrender charge schedule and the ability to customize with optional riders.
Transamerica Principium℠ IV Variable Annuity
Offering a lower-cost, 5-year surrender-charge schedule.
Transamerica Axiom℠ III Variable Annuity
Available for exclusive distribution, offering a cost-effective 5-year surrender charge schedule.
Transamerica I-Share II Variable Annuity
Built for today's fee-based account needs.
Variable Annuities Comparison
We offer a suite of variable annuities designed to meet a variety of needs. Let our experience and innovation help you grow and protect your assets.
Investment Only-Strategy
A variable annuity with an investment-only strategy can help you save and invest in a tax-efficient manner, create retirement income, and address needs that are unique to you.
Get the power of income for life.
Help secure your retirement with guaranteed income for life by adding an optional living benefit to your variable annuity for an additional fee.
Customize your annuity with flexible features designed to meet changing needs. An optional living benefit can provide protection from market losses for principal and earnings, plus the potential for uncapped investment growth, and income for life.
Before investing, consider a variable annuity’s investment objectives, risks, charges, and expenses. Go to the prospectuses containing this and other information. Please read carefully.
IMPORTANT INFORMATION
All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company.
Withdrawals of taxable amounts are subject to ordinary income tax and may be subject to a 10% additional federal tax if withdrawals before age 59 1/2.
Variable annuities are subject to investment risk, including possible loss of principal. Due to fluctuating market conditions, at the time of distribution, your annuity value may be more or less than the total of all premium payments.
All policies, riders, and forms may vary by state and may not be available in all states. ICC12 VA0513, NIC12 VA0513(FL), NIC12 VA0513(NY), ICC19 TPVA10IC-R1019, TPVA10FL-R1019, FPVA10NY-R1019