… of Americans believe they need life insurance. However, only 52% of American adults own some form of life insurance coverage. 1 As you evaluate your own situation, here are a few questions … with no dependents, acquiring a policy might not be top of mind. But know that as your life changes, your need for life insurance evolves. If you plan to eventually get married or start a … you money on premiums because costs tend to increase with age. And as personal circumstances change, you may ultimately adjust the type of coverage appropriate for your needs. Different …

… From finding ways to motivate employees to save for retirement to struggling with regulatory changes, the list of key difficulties plan sponsors face continues to grow. A recent study on … their own. TRO also helps healthcare plan sponsors better assess how their DB and DC plans are performing in meeting retirement program goals. As the popularity of TRO increases, there will be …

… some borrowers. FSA will issue new guidance to student loan servicers to ensure accurate and uniform payment counting practices, and it will track payment counts in its own modernized data …

… port in the storm for your portfolio. You can find a couple in sectors that have historically performed better than average during dips in the market: utilities and consumer staples. Things … household goods, and hygiene products usually fare better than most in bear markets. 4 Exchange-traded funds (ETFs) are a great way to help you invest in specific sectors like consumer … consider Diversify your portfolio and seek out stabilizing sectors like consumer staples that perform well during market downturns. Rather than selling investments, you should always spend …

… elements of community that many neglect to factor into their decision.  Short-term rental platforms like VRBO and Airbnb can enable retirees to do a test drive of the new area before making a huge lifestyle change. The AARP Livability Index 2 is a free online tool that describes how well cities are …