Transamerica Financial Foundation IUL® (FFIUL)
Overview
A truly flexible product, FFIUL combines the death benefit of traditional life insurance with the potential to accumulate cash value over time. With both domestic and global index account options, your clients are guaranteed minimum interest rates and no exposure to market declines.
Our FFIUL product offers protection, growth potential, guarantees, and tax advantages through:
- Competitive cap rates
- Two index account options
- Guaranteed1 minimum interest rates and a no lapse guarantee
- Optional Long Term Care Rider, Living Benefit Riders, and Income Protection Option
- Concierge Planning RiderSM (Additional Services Rider) that offers funeral planning services
Guarantees are based on the claims paying ability of the issuing company.1
Client Guides
FFIUL with Concierge Planning Rider-Benefit Client Guide
(Not for Use in AK, GA, KS, MD, MI, MN, MT, NY, OR, PA, PR, SD, VA, WA)
Long Term Care (LTC) Rider Client Brochure
- All Other States LTC Rider
- California LTC Rider
- Arizona LTC Rider
- Montana LTC Rider
- Florida LTC Rider
- New York LTC Rider
Concierge Planning Rider Consumer Flyer
Concierge Planning Benefit Consumer Flyer – California and Florida Only
FFIUL Index Accounts At-A-Glance
Additional Client Materials:
The Mechanics of the S&P 500® Index Account