PRODUCTS

Give your clients the power of choice: Our term life insurance policies offer term periods ranging from 10 to 30 years — helping your clients obtain the right amount of protection for the right amount of time.

Transamerica's Trendsetter^® Series combines the benefits of term life insurance with a range of options to suit a variety of client needs. They consist of Trendsetter^®Super and Trendsetter^® LB (Living Benefits), and include:

• Term coverage for 10, 15, 20, 25, or 30 years
• Industry-low face amounts at only $25,000
• Competitive premiums
• Trendsetter Super Nonmedical Underwriting:
  • Ages 18 - 45 and $100,000 - $2 million face amount, all rate classes available
  • Ages 46 - 55 and $100,000 - $1 million face amount, all rate classes available
• Trendsetter LB:
  • Ages 18 - 45 and $250,000 - $2 million face amount, all rate classes available
  • Ages 46 - 55 and $250,000 - $1 million face amount, all rate classes available
• Flexible rider options to adapt to different stages of life.

Consumer Guide to Transamerica Term Life Insurance

Consumer Guide to Transamerica Trendsetter Super

Consumer Guide to Transamerica Trendsetter LB  

Trendsetter LB Sales Comparison Flyer

Guide to Transamerica's Income Protection Option

Trendsetter Term Life Guide for Insurance Professionals

Term Conversion Guide 

Trendsetter Advanced Premiums

eDelivery Flyer

eDelivery FAQ

Right Price, Right Time Trendsetter Super Flyer

See our competitive term rates

Quote our term products

FCIUL provides death benefit protection along with policy value accumulation potential. When funded properly, FCIUL offers tax-free access* to the policy’s available cash values, minimizing taxable income. It offers a variety of index options and policy features, as long as the policy is not a modified endowment contract, to help maximize policy value accumulation potential, and may help manage their overall tax exposure. Please refer to the life product state availability flyer for more information.

• Diverse mix of index account options which include, high or uncapped index rates, and buy-up options. These diverse strategies focus on different markets, assets, geographies, and objectives.*
• Access to Income through choice of conventional--standard and preferred--or index loans**
• Simple and transparent Persistency Credit*** designed to boost growth potential regardless of account allocations
• Simple selling experience including non-medical underwriting program with access to best risk class, iGO eApp® and policy eDelivery

* The company reserves the right to change participation rates and/or add/modify cap rates in the future
** Preferred loans available in year 10. Index loans available after five years. The company reserves the right to discontinue index loans at any time and convert existing index loans to conventional loans
***The Persistency Credit is a discretionary credit that may or may not be paid.

FCIUL Consumer Video

FCIUL Agent Video

FCIUL Consumer Brochure

English

Korean

Simplified Chinese

Spanish

Vietnamese

Agent Guide

FCIUL Overview

Competitive Comparison Flyer

FCIUL Spec Sheet

FCIUL and FFIUL Differences Flyer

A truly flexible product, the FFIUL combines the death benefit of traditional life insurance with the potential to accumulate cash value over time. With both domestic and global index account options, your clients are guaranteed minimum interest rates and no exposure to market declines.

Offer protection, growth potential, guarantees, and tax advantages through:

• Competitive caps
• Two index account options
• Guaranteed¹ minimum interest rates and a no lapse guarantee
• Optional Long Term Care Rider, Living Benefit Riders, and Income Protection Option
• Concierge Planning Rider^SM (Additional Services Rider) that offers funeral planning services

Transamerica FFIUL with CPR Client Guide 
(Not for Use in AK, GA, KS, MD, MI, MN, MT, NY, OR, PA, PR, SD, VA, WA)

Long Term Care Client Brochure:

• TLIC All Other States LTC Rider
• TLIC California LTC Rider
• TLIC Arizona LTC Rider
• TLIC Montana and Florida LTC Rider

FFIUL CPR Consumer Flyer

FFIUL CPB Consumer Flyer – California and Florida Only

FFIUL Living Benefit Client Guide

Transamerica Financial Foundation IUL® (FFIUL) Index Accounts At-A-Glance

The Mechanics of the S&P 500^® Index Account

The Mechanics of the Global Index Account

FFIUL with Living Benefit and COVID-19

LTC Claims Process

Transamerica Financial Foundation IUL Agent Guide

FFIUL Enhancements Flyer

TFLIC FFIUL Enhancements Flyer

Transamerica Financial Foundation IUL Spec Sheet

Concierge Planning Rider Agent Flyer

Concierge Planning Rider FAQ

Long Term Care Rider from TPLIC

LTC Rider Benefits Brochure

Chronic vs LTC side by side comparison

LTC Tax Guide

LTC Strategy Sales Concept

Long Term Care FAQ

Smarter IUL

Gift for Life

Long Term Confidence

Transamerica's Final Expense Solution Portfolio offers a guaranteed death benefit and level premium whole life insurance from $1,000 to $50,000 for people of varying health levels and lifestyles. Final Expenses coverage is underwritten on a simplified issue basis without any waiting period, subject to qualification.* Premiums are guaranteed level and payable during the life of the insured.

Whole life polices provide protection for your clients' entire lifetime (provided premiums are paid). Premiums stay level throughout their life and are generally paid annually. A whole life insurance policy can build cash value on a tax-deferred basis.

Transamerica Lifetime whole life insurance combines the best features of permanent life insurance protection and optional living benefit riders. Coverage options range from $25,00 to $2,000,000.

*For applicants who do not qualify, Transamerica reserves the right to require full underwriting.

Final Expense Client Guide

Transamerica Lifetime Client Guide

Final Expense Agent & Underwriting Guide (all states except NY and VI)

Final Expense Agent & Underwriting Guide (NY and VI only)

Transamerica Lifetime Agent Guide

Quote Final Expense

Term and IUL Underwriting Guide excluding CA, FL, NY, SC, and SD

New iGO e-App and Underwriting FAQ

Nonmedical FAQ

Life Insurance (IUL & Term) Underwriting Guide

Expanded Nonmedical Underwriting Flyer

LTC Rider Underwriting Brochure

Underwriting Tips, FAQ and Common Impairment Guide

FFIUL Juvenile Coverage Guidelines

Final Expense Agent & Underwriting Guide (all states except NY and VI) 

Final Expense Agent & Underwriting Guide (NY and VI only)

Final Expense Real-Time Decisions and Improvements Flyer

Lifetime Whole Life Underwriting Guide Brochure

Consumer Guide to Underwriting Process

Underwriting Guidelines for Nicotine and Marijuana

We live in a world that demands to be explored, and your clients are doing just that. But whether they're living abroad, or simply expanding their horizons, many of them have ties to the U.S. 

Handing down wealth from one generation to the next is an important part of financial planning, no matter where you live. For foreign nationals who have assets in the U.S., life insurance coverage could be an essential part of their estate planning solution.

For more information on foreign national business and how we can help please visit our Foreign National microsite Transamerica.com/foreign-nationals/

Non-Resident High Net Worth Foreign National Guidelines

Resident and Foreign Travel Guidelines

Agent Guide to US Estate And Gift Taxation for Foreign Nationals

Foreign Nationals Consumer Guide