… ready to retire need your guidance to evaluate if their financial strategy will last as long as they do. Life is full of important events. And each one brings with it a series of … creating/updating a will to ensure their final wishes are known. Discuss their short- and long-term financial goals. Buying a home Purchasing a home can have an enormous effect on any client’s … who will raise the child(ren) and handle finances if they’re not around. Getting a dependent care flexible spending account (FSA) to use on day care, if offered by their employer. Starting a …

… were caregivers at some point, which translated to roughly 53 million adults providing care, according to a 2020 AARP and National Alliance for Caregiving Report . 1  Despite being … and won’t cover? Are you prepared for any uninsured costs?”  Question for parents: Do you have long term care insurance?  How to ask: “Have you ever heard of long term care insurance?” Follow up …

… the U.S. Department of Health and Human Services, about 70% of people turning 65 will have a long term care need during their lifetime. 1 An estimated 53 million Americans serve as the primary …

… 65-year-olds will live past 90; one out of seven past 95. 4  Retirement could last a very long time. What does all of this mean for your clients financially? What are the opportunities … portfolio. Those tools can include investment strategies designed to grow their savings, insurance solutions to protect loved ones, and strategies to provide guaranteed income for life. … you can pass along via  New Retirement : Add insurance products and ways to cover medical and care expenses Consider financial products that offer guaranteed lifetime income Work as long as …

… in life. Healthy choices that help you avoid heart disease can also save you money on medical care during your golden years.   Making healthy choices during any decade of your life increases … as you grow older. “We are increasingly understanding that what you do earlier in life has a long-term impact,” said Norrina Allen, Ph.D., M.P.H, Associate Professor of Preventive Medicine at …