… Why short-term bonds now: Compelling returns following a Fed pause Market Insights Norbert King, Senior … manager responsible for the portfolio management of investment-grade credit strategies, long credit strategy, intermediate credit strategy, and multi-sector portfolios. Prior to his current role, Norbert was …

… it matters 56% of individuals alive at age 65 in 2024 have a chance of needing some sort of long-term care. 1 According to the CDC, 53 million Americans are unpaid caregivers. 2 Planning now can help …

… on your own retirement planning, especially if you need to plan to pay for your parents’ long-term care in the future. 3 Set goals As your family starts to have these conversations, you may find …

… Things Clients Might Not Know About Life Insurance Insurance Catherine Tsai April 18, 2022 Why It Matters Clients often overestimate how … life insurance after a big life event like an addition to the family, so they can take care of loved ones and help protect their families’ finances in the event of their passing. But … as it really does. But here’s a sample of what monthly premiums could look like for a 20-year term life insurance policy for a non-smoker, according to Policygenius. 2 There are many types of …

… one. It’s actually much easier than you might think. What is an annuity? An annuity is a long-term insurance contract that provides the opportunity to receive stable, guaranteed income for … time and money during a difficult period in the lives of your friends and family. 5 Long term care Most people will need long term care at some point as they get older. 6 You can help address …

… ready to retire need your guidance to evaluate if their financial strategy will last as long as they do. Life is full of important events. And each one brings with it a series of … creating/updating a will to ensure their final wishes are known. Discuss their short- and long-term financial goals. Buying a home Purchasing a home can have an enormous effect on any client’s … who will raise the child(ren) and handle finances if they’re not around. Getting a dependent care flexible spending account (FSA) to use on day care, if offered by their employer. Starting a …

… caregiver? How would you want to be cared for? Would you stay at home and have a family member care for you, hire a caregiver to come in, or go to a care facility such as assisted living? Do you have long term care insurance? If not, consider looking into the cost. Otherwise, you’ll need to provide …

… were caregivers at some point, which translated to roughly 53 million adults providing care, according to a 2020 AARP and National Alliance for Caregiving Report . 1  Despite being … and won’t cover? Are you prepared for any uninsured costs?”  Question for parents: Do you have long term care insurance?  How to ask: “Have you ever heard of long term care insurance?” Follow up …