Annuities overview
Grow and protect your retirement savings
Everyone deserves a retirement worth looking forward to. An annuity — a customizable insurance contract you get through a financial professional — could be a powerful addition to your retirement plan.
Annuity benefits
Growth potential
Tax efficiency
Lifetime income
Our annuities
Registered index-linked annuities (RILAs)
A RILA offers an opportunity to grow your investment based on the performance of a stock market index, like the S&P 500®. Our RILAs are cost-effective options that combine investment growth potential with a level of protection against market losses.
Variable annuities
Designed to help you meet long-term investing goals and prepare for retirement, variable annuities can help you grow your investments tax deferred, provide legacy protection for loved ones, and, when combined with a living benefit, create guaranteed income for life.
Living benefits
Our variable annuities include optional living benefits* to help you achieve specific goals, like protecting your investment and earnings against market losses or creating guaranteed lifetime income.
Transamerica Advisory Annuity℠
Offering flexibility with lower-cost investments, the potential to grow your money tax-deferred, and the option to protect your loved ones and investment with a return of premium death benefit.
Helping people live life to the fullest
Over more than 120 years, Transamerica has built a legacy of financial strength and a rich history of helping people live their best lives. We’re more than an insurance company — we’re committed to supporting people from all walks of life through every step of their financial journey.
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Important information
Before investing, consider an annuity’s investment objectives, risks, charges, and expenses. Go to the prospectuses containing this and other information. Please read carefully.
Annuities are long-term, tax-deferred vehicles designed for retirement purposes and are not for everyone. They are subject to possible loss of principal and earnings due to market fluctuation, investment risks as a result of fees and charges under the policy including surrender charges, other transaction charges, and periodic charges.
The Transamerica Advisory AnnuitySM is a direct response variable annuity that cannot be purchased based on the advice or recommendation of Transamerica or other financial professionals.
All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company.
Withdrawals of taxable amounts are subject to ordinary income tax and may be subject to a 10% additional federal tax if withdrawn before age 59½.
The preceding information should not be considered to be, and does not constitute, personalized investment advice. It is intended for educational and informational purposes only.
The S&P 500® Index is a product of S&P Dow Jones Indices LLC (SPDJI) or its affiliates and has been licensed for use by Transamerica Life Insurance Company and Transamerica Financial Life Insurance Company (Transamerica). S&P®, S&P 500, US 500, The 500, iBoxx®, iTraxx®, and CDX® are trademarks of S&P Global, Inc., (S&P) or its affiliates; Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Transamerica. Transamerica Structured Index Advantage® Annuity and Transamerica Structured Index Advantage® Annuity NY is not sponsored, endorsed, sold, or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index.
All policies, riders, and forms may vary by state and may not be available in all states. ICC19 TPVA11IC-0819, ICC19 TRMD12IC-0819, TRMD1200-0819, FRMD12NY-0819, TPVA11FL-0819 and FPVA11NY-0819