Transamerica concludes Prescience 2026: Strategies to shape the future of retirement and employee benefits
Transamerica has released the final installment of its Prescience 2026 report series, a forward-looking initiative designed to provide actionable insights into retirement investments, employee benefits, and financial wellness strategies. The report’s findings reflect the evolving needs of employers, plan sponsors, and retirement professionals as they prepare for a future shaped by demographic shifts, economic trends, and legislative changes.
Key insights from the final report
- Investment Strategies: The report confirms the growing role of stable value funds and collective investment trusts (CITs) in retirement plans, with 93% of experts expecting CIT adoption to increase significantly by 2026.
- Plan Design & Engagement: Automatic enrollment is projected to reach at least 70% adoption by 2026, further encouraging employee participation and savings growth.
- Healthcare & Staffing: 92% of experts anticipate greater price pressures in healthcare benefits, with employers increasingly turning to fiduciary advisors to optimize costs and compliance.
- Personalized Communication: Plan sponsors are expected to segment participant communications by life stage, ensuring employees receive targeted guidance tailored to their career and retirement journey.
Industry leadership & outlook
Helping people prepare for their financial future requires innovation and foresight," said Darren Zino, Head of Retirement Distribution at Transamerica. "The insights from Prescience 2026 affirm our commitment to empowering individuals and businesses with the tools, education, and strategies they need to achieve long-term financial security.”
Explore the full report series
To dive deeper into these insights, visit transamerica.com/prescience and explore the complete Prescience 2026 report series.
