Index universal life insurance
Index universal life insurance
Protection meets growth potential
This page provides tools and resources for our index universal life solutions, along with rider information covering living benefits, long term care, and more.
IUL general resources
Common IUL misconceptions
What drives IUL policy performance
FCIUL II vs FFIUL II differences flyer
1035 Exchanges
Learn how a 1035 exchange works and the qualifications needed to enable your clients to replace their existing life insurance or annuity policy.
Transamerica Financial Foundation IUL® II (FFIUL II)
A true flexible option, FFIUL II provides the death benefit associated with traditional life insurance plus the potential for policy value accumulation. A guaranteed minimum interest rate, or “floor” brings safety through guarantees, plus, clients can enjoy tax-free loans and withdrawals as well.
Concierge Planning RiderSM (CPR)
Long Term Care Rider
FFIUL II client resources
Concierge Planning RiderSM (CPR)
Long Term Care Rider
Here are state-specific Long Term Care Rider materials to share with clients:
Transamerica Financial Choice IULSM II (FCIUL II)
FCIUL II is index universal life insurance that offers death benefit protection while providing flexibility, policy value accumulation potential, and the opportunity for tax-advantaged supplemental income. It’s designed to help manage tax exposure and market volatility on a client’s financial assets and can be a useful vehicle for tax diversification.
FCIUL II client resources
Transamerica Financial Foundation IUL and Transamerica Financial Choice IUL
Agent and Client resources specific to California and New York.
Additional life insurance resources
Transamerica offers a variety of life insurance solutions designed to help your clients protect what matters most. From term to whole life and final expense, these products are built to address a wide variety of needs.
Underwriting
Learn about our underwriting process and guidelines.
Term life
While there are many options out there, term life insurance is time-based, meaning clients can choose a specific amount of coverage for a specific amount of time (up to 30 years). This can be a great option for young families or those just starting their careers, as it's generally more affordable than permanent options.
Whole life and final expense
Transamerica LifetimeSM provides whole life guarantees that can be counted on, plus the ability to customize the policy to meet many needs. Transamerica’s final expense offerings provide a convenient way to protect loved ones.