Transamerica's Managed Advice®
Participating in your workplace retirement plan is a terrific foundation for retirement readiness. But putting money in the plan is not the same as having a thought-out retirement strategy.
Your retirement plan offers an advisory service called Managed Advice®. It creates a personalized retirement strategy just for you, based on the principles of professional retirement planning.
Professional advice, personalized for you!
Get to know more about Managed Advice and how it can create a retirement strategy tailored just for you. And now first time subscribers can try the service for free.
How does Managed Advice work?
The more detail you add to your profile, the more customized your retirement strategy becomes. It brings together the pieces below, giving you a strong foundation for a successful retirement.
Personalized investment portfolio
Using funds in your employer’s fund lineup, the service builds a completely tailored portfolio.
Contribution rate recommendation
How much money should you be contributing to the plan to reach your retirement goals?
Target retirement age
By reviewing your salary, account balance, and contribution rate, the service can calculate when you may be able to retire.
Social Security & outside accounts integration
Incorporate your estimated Social Security benefit along with any other financial accounts you may have.
Automatic account rebalancing
Stay in line with your desired investment approach as you navigate the road to retirement.
Professional one-on-one support
Take advantage of guidance from Transamerica financial professionals to pursue the retirement you deserve.
How much does it cost?
This service is available for less than what you typically pay an independent financial advisor.1 Now, first-time subscribers can try the service for free. After your free trial, the fee is no more than 0.45% annually, which comes to about 38 cents for every $1,000 in your account per month. For specific fee information, please log in to your account.
Want to learn more?
Take a deeper dive into Managed Advice with an informative webinar, plus time for Q&A.
Speak with a financial professional
Give us a call at 866-210-9128 to speak with a financial professional or schedule an appointment with a retirement plan specialist.
Important information
1"Average Financial Advisor Fees in 2021 - Everything You Need to Know", Advisory HQ, July 2021
Managed Advice® may not be available on your plan.
Our retirement advisors play an important role in Managed Advice, answering your retirement-related questions. Transamerica and its representatives do not provide tax or legal advice. For legal or tax advice on your situation, please consult your attorney or professional tax advisor.
Important: The projections or other information generated by the advice engine regarding the likelihood of various investment outcomes are hypothetical, do not reflect actual investment results, and are not guarantees of future results. Results derived from the tool may vary with each use and over time. Please visit your plan website for more information regarding the criteria and methodology used, the engine's limitations and key assumptions, and other important information.
Transamerica’s Advice Services includes Managed Advice® and Advisor Managed Advice. The Managed Advice® service is available within employer-sponsored plan or an IRA and is offered through Transamerica Retirement Advisors, LLC (“TRA”), an SEC registered investment advisor. In a retirement plan, the investment options used in Managed Advice are selected by your plan sponsor/plan fiduciary. In an IRA, the investment options used in Managed Advice have been selected by an independent, third-party registered investment advisor, who acts as a fiduciary for lineup selection. The Advisor Managed Advice Service is offered through your retirement plan’s third-party registered investment advisor and TRA, and investment options are selected by your plan sponsor/plan fiduciary. TRA does not select or endorse any of the investment options available in a plan or in an IRA. Investment options may include Transamerica proprietary investment funds or stable value products offered by Transamerica affiliates. Transamerica Retirement Solutions and TRA are affiliated companies. Morningstar Investment Management, LLC®, a wholly-owned subsidiary of Morningstar Inc. is an SEC-registered investment advisor that serves as an independent financial expert and provides the underlying investment advice and portfolio management methodology for Advice Services. Neither Morningstar nor your plan’s third- party registered investment adviser (as applicable) is affiliated with any Transamerica companies. Please see the Advice Services agreement as applicable for more information on the terms and conditions that apply as well as the information provided to you in Form ADV Part 2A. Investment return and principal value will fluctuate with market conditions and you may lose money.
The role of the retirement planning consultant is to assist you with your retirement plan. There are no additional charges for meeting with your retirement planning consultant, who is a registered representative with Transamerica Investors Securities Corporation (TISC), member FINRA, 440 Mamaroneck Avenue, Harrison, NY 10528. Investment advisory services are offered through Transamerica Retirement Advisors, LLC (TRA), registered investment advisor.
This material was prepared for general distribution. It is being provided for informational purposes only and should not be viewed as an investment recommendation. All Transamerica companies identified are affiliated, but are not affiliated with your employer.
Securities are offered through Transamerica Investors Securities Corporation (TISC), member FINRA, 440 Mamaroneck Avenue, Harrison, NY 10528. All Transamerica companies identified are affiliated.