Transamerica’s workplace life insurance

We get it — employee life insurance isn’t one size fits all. Our permanent1 life insurance solutions were designed to complement term life insurance, offering protection through all stages of life. Living benefit riders,2 such as chronic condition or long term care,3 offer additional coverage and flexibility.  

Transamerica by the numbers

#2

provider of universal life insurance

90+ years

since entering the employee benefits business with group life insurance 

Universal life insurance

Transamerica Universal Life Insurance is a voluntary, hybrid life insurance option with flexible premiums that employees can keep for life, even if they change jobs or retire. Living benefit riders, like chronic condition or long term care, allow employees to access benefits while they’re still living if diagnosed with a qualifying condition.   

Whole life insurance

Transamerica Interest Sensitive Whole Life Insurance4 is voluntary, permanent1 insurance that offers fixed premiums and benefit amounts up to $500,000.  Add even more value to the policy with living benefit riders that help provide protection while employees are still living.  

Group term life insurance

Transamerica Group Term Life Insurance℠ is an annually renewable, employer-paid term life policy with options for supplemental employee and family coverage. Our policies offer the ability to add an Accidental Death & Dismemberment5 Rider and include Transamerica Employee Resources℠: Employee Assistance Program, Emergency Travel Assistance, and Identity Theft Solutions. 

Voluntary term life insurance

Trans Select® voluntary term life insurance is a voluntary term life policy that helps employees protect their loved ones by providing a death benefit for a specified period. Our voluntary term life insurance doesn’t require a medical exam and includes a selection of optional riders. 

Living benefits riders2

Living benefit riders like chronic condition or long term care3 allow insureds to access their death benefit to pay for care while they're still living. One or more living benefit riders are available with different life insurance policies and are intended to help offset the cost of care due to a debilitating condition.  

Other Transamerica employee benefits offerings

Disability insurance and absence management services 

Supplemental health insurance 

Financial wellness employee benefits 

We’re here to help

Our diverse suite of employee benefits is designed to meet real-world challenges and evolve with the changing needs of today’s workforce. Get in touch and see how we can help you design a benefits package that fits employees’ unique needs. 

Important information

Insurance products underwritten by Transamerica Life Insurance Company (TLIC), Cedar Rapids, IA or Transamerica Financial Life Insurance Company (TFLIC), Harrison, NY. TFLIC is licensed to conduct business in New York. TLIC is authorized to conduct business in all other states. Insurance policies issued in New Mexico will be issued by Transamerica Life Insurance Company. Insurance may not be available in all jurisdictions. Limitations and exclusions apply.

1 It is important to note that the insurance could lapse prior to the maturity date based on the planned periodic premiums, guaranteed interest rate and guaranteed cost of insurance charges, inadequate premium, or for non-payment of premium. 

2 Rider and rider combinations are not available in every state or for all products. For information on availability in your state, please contact your agent or Transamerica representative.  

3 Long Term Care rider is only available with Transamerica Universal Life Insurance℠. 

4 In New York, Transamerica Contributory Fixed Premium Universal Life Insurance℠.
 

5 In New York, Accidental Death Rider.